Who am I and why the website?
My name is Chris Albert. I’m a freelance documentary director of photography based in DC. I also run StudiowerksDC, a commercial studio. I happen to geek out on sensible, simple investing. I believe in paying it forward and empowering the next generation of artists and single-person businesses. I hope people get something out of the site.
It annoys the hell out of me that our schools, universities, and unions have failed to educate people on the basics of investing and securing their financial future.
When I looked for a comprehensive website to show a fellow freelancer how to set up an i401k and explain the stock market basics and what to invest in, I couldn’t find one. So I made one.
I’m not a financial expert, but I can write with authority about my journey of saving and investing as a freelancer. At age 51, financial institutions consider me a ‘high net-worth individual’. I take at least ten weeks per year of vacation. I’m at a point where I can start thinking about working less in the next five years.
I’ve never received any family money; I worked for it all, saved and invested, and had fun along the way. I’m just a dude, playing a working-and-investing dude.
Everything I write about here I’ve done myself, and I use the companies and services I write about.
In my industry, I’ve learned that the crew around you, the other freelancers, are the ones who have your back. So this is for all of you.
This entire site is free and will always be free. Occasionally, some companies I mention and use myself will send me a small referral fee. The i401k providers like Schwab and E*Trade don’t pay me anything when you start an i401k. It’s so vital that you start one as a freelancer or single-person business; it will make you rich slowly, and that’s why I write about it.
My DP website is www.chrisalbert.net, and the studio is www.StudiowerksDC.com
If you have any suggestions or think I’ve made an error, shoot me an email at chris@freelancerfinance.net
A note on what f**k-you money means to me.
Twenty years or so into your career, you won’t have to work with that difficult client (we all have them) because your i401k has a large amount of money growing tax-free. Your future is secured.
As you age, you can start taking more time off because those assets create wealth in the background. This is called ‘passive income.’ Your investments make money, and you don’t need to do anything physically. Now, you can use freelance freedom and work to your own schedule.
When I turned 50 in 2023, my gift to myself was taking ten weeks off a year, and I plan to add to that every year.
Ridiculous career photos below for a laugh. I’ve worked with some great people in crazy places, but it’s a career that can end fast with an injury, hence all the investing geekery. My goal here is to help you start earlier and learn faster than I did.
Jerico, West Bank for CBS around 2005
Jenin, West Bank for the BBC in 2003
ISIS front lines in Iraq with Scott Pelley for 60 Minutes
Tunisa. Star Wars set during the revolution. Yeah, we had light sabers!
Tunisa Star Wars set during the revolution for 60 Minutes
Fukushima in winter wearing radiation suits for 60 Minutes
Colombia on a drug story for 60 Minutes
Tanzania with Lara Logan, story on Jane Goodall for 60
Meeting the Pres after winning a WHNPA award
The arctic for 60 Minutes
After the fall of Bagdad with Kim Dozier for CBS News. We drove in from Jerusalem
Biden interview, sitting in for a second with Scott Pelley for 60 - 2022
The Gaza team - for CBS News around 2005
Colombia for 60 Minutes
Way back...2002 in Islamabad for the BBC
The Yukon for 60 - trying to eat while being landed on
NYC Subway story for 60
'The Birdmen' for 60 Minutes in Norway