The Knowledge

Posts on finance, investing, business practices, and other oddball topics for freelancers. Grab your favorite beverage and get stuck in.

Essential Posts - If you’re new, read these first.

The Knowledge Base

The Stock Market. Big and Scary? Nope - It drives our i401k

The HSA - Health Savings Account. Another sweet tax deduction

Your emergency fund money and where to put it — Maxmyinterest.com

Retirement vehicles — the i401k, SEP and IRA, what’s the difference?

2025 and Your Tax Rate — it’s not one rate

Empower Financial Dashboard — one to rule them all

Why can’t I just pick my own stocks and make the big bucks?

Investor Psychology — ignore your brain

Latest Posts

Featured

2024 — How did our i401k do and the ‘vibecession’.

Retirement. Let’s call it ‘chill-tirement’ — The 4% Rule

The Three-Fund Portfolio — It’s all we ever need in the stock market.

The List: Tax-advantaged accounts — tax saving, wealth multipliers.

FinCEN - Beneficial Ownership Information Report. Fines, maybe jail awaits if you don’t file it.

i401k investors — IRS Form 5500-EZ could cost you a $150,000 fine. EVERY YEAR.

Vanguard exits managing i401k accounts - but we still love their ETFs and funds

2023 — Another example that no one can predict the market. We invest every quarter, no matter what.

Revenge of the Bogleheads (that’s us!)

My name is Chris Albert. I’m a freelance news magazine/documentary director of photography based in D.C., and I run StudiowerksDC, a commercial studio, also known as ‘the side hustle.’

Why the website? I happen to geek out on simple, sensible investing. When talking to friends and colleagues at work (especially those starting out), I see a lack of investment and retirement knowledge. Why? Because no one teaches investing and getting set up for chill-tirement.

I couldn’t find a non-finance geek investment website dedicated to freelancers and single-person businesses, so I made one.

We are going to get rich slow. In later years, live more, work less.