The Stock Market. Big and Scary? Nope - It drives our i401k
The stock market is often widely misunderstood due to the hype in the media reporting on short-term market moves. That and the jibba-jabba of your next door neighbor or some guy in a bar. It’s the long term that matters. We need to ignore the noise.
The HSA - Health Savings Account. Another sweet tax deduction
The HSA (Health Savings Account. Make your out-of-pocket medical expenses a sweet tax deduction. The money is always yours; it’s not ‘use it or lose it.’
Your emergency fund money and where to put it — Maxmyinterest.com
If it all goes horribly wrong and you can’t make any income for a few months. Have a plan and stash some cash.
Retirement vehicles — the i401k, SEP and IRA, what’s the difference?
I know, it’s all like some foreign language. Welcome to alphabet-soup city. These are other options that you may of heard of. Let’s chat.
2025 and Your Tax Rate — it’s not one rate
People often misunderstand how they are taxed. The misconception is once they hit a certain amount all their income then gets taxed at a higher rate. This is not the case.
Empower Financial Dashboard — one to rule them all
It’s free and shows you your whole financial picture. I love it.
Why can’t I just pick my own stocks and make the big bucks?
This is called stock picking. Investors try to pick winning companies like Apple and Telsa or some unknown startup. Here is the problem, no one who stock picks will ever beat a three-fund portfolio long term!
Investor Psychology — ignore your brain
The thing that trips investors up is their emotional response. The market isn’t the problem, our brains that evolved on the savannah are.
My name is Chris Albert. I’m a freelance news magazine/documentary director of photography based in DC and I also run StudiowerksDC a commercial studio, also known as ‘the side hustle.’
Why the website? I happen to geek out on simple, sensible investing. Talking to friends and colleagues at work there was a real lack of investment and retirement knowledge. Why? Because no one teaches us. There did not seem to be an investment website dedicated to freelancers signal person businesses, so I made one.
We are going to get rich slow.